Nigeria's most trusted digital thrift platform. Build financial discipline through consistent contributions, access credit when you need it, and watch your wealth grow.
Get started in minutes and begin your wealth-building journey today.
Create your free account in 2 minutes
Complete identity verification to unlock all features
Choose Purse, Goal, or Duty contribution plan
Watch savings grow and collect at maturity
Comprehensive financial tools designed for every Nigerian.
Manage all your contributions, deposits and withdrawals from one secure place. Bank-grade encryption.
Daily, weekly, or monthly savings plans that match your income. Three unique plan types to suit your goals.
Access credit up to ₦150,000 backed by your contribution history. Low interest, fast approval.
Multi-layer security with KYC verification and admin approval for all transactions.
Track every transaction, monitor plan progress, and download PDF statements instantly.
Dedicated support team available via WhatsApp and email. Average response time: 2 hours.
Flexible daily/weekly/monthly deposits for a set duration. Perfect for regular savers.
Set a target amount and save until you reach it. Great for specific financial goals.
Set a target date for collection. Ideal for saving towards events or deadlines.
Twitha Contribution Plus is a digital thrift system designed to help Nigerians build wealth through disciplined saving. We offer structured financial services including loans, withdrawals, and wallet management — all within a secure, transparent platform.
"Twitha has helped me stay disciplined with my savings. I built a solid emergency fund and accessed a loan when I needed it most. Highly recommended!"
"The platform is simple, transparent and reliable. I love how I can track everything in real time. The support team is always responsive and helpful."
"Started with small weekly contributions, now I'm on track for my major goals. The Duty Plan feature helped me save for my business launch perfectly."
We're always here to help you with your financial journey.
We'll get back to you within 2 hours.
Login to continue your contribution journey
Start your smart saving journey today
Last updated: June 2026
We collect personal information provided during registration: full name, phone number, email, BVN, valid ID, and bank details for KYC compliance.
Your data is used to provide and improve our thrift services, process transactions, assess loan eligibility, send notifications, prevent fraud, and comply with Nigerian financial regulations.
We may share data with trusted partners such as banks and payment processors when required by law. We do not sell your personal data to third parties.
We use bank-grade encryption, secure servers, and regular security audits to protect your information.
You have the right to access, correct, or request deletion of your personal data. Contact: info@twithacontributionplus.com
Last updated: June 2026
You must be at least 18 years old and a Nigerian resident to use TWITHA Contribution+.
You are responsible for maintaining the confidentiality of your password and all account activity.
All contributions must be made through approved channels. Minimum withdrawal is ₦5,000. Withdrawals are processed within 24-48 hours.
Loans are subject to approval based on contribution history and KYC status. Repayment terms are agreed upon approval.
These Terms are governed by the laws of the Federal Republic of Nigeria.